How long does it take to start earning in insurance?

It's one of the most common questions from future agents. The honest answer: it depends on the role you choose and how you're paid.

Step one: getting licensed

In Ohio, you can complete pre-licensing education in five weekends. Then you'll take the state exam, complete a background check and apply for your license. Plan for some time between finishing class and receiving your license.

Salaried and hourly roles

Roles like customer service representative or underwriting support often pay a salary or hourly wage. You typically start earning from your first paycheck.

Commission-based sales roles

Many agents are paid fully or partly by commission. Income usually starts smaller and grows as you build a client base. Some agencies offer a base salary plus commission while you get started.

Ask before you accept a job

• Is pay salary, hourly, commission or a mix?
• Is there training or mentoring for new agents?
• Will I get existing clients to serve, or build from scratch?

Read more: Captive vs. independent agent: which career path fits you?

By Unquoting Insurance Company. This article is general information, not advice for your specific situation. Coverage and eligibility vary by state and policy — call (888) 928-9324 to talk with a licensed Insurance Agent.