In Ohio, most new agents start with one of two combined licenses: Property & Casualty or Life, Health & Accident. Here's how to choose.
Property & Casualty
A Property & Casualty license lets you sell insurance that protects things and covers liability:
- Homeowners, renters and condo insurance
- Auto insurance
- Business and commercial property insurance
- Liability coverage
It's a good fit if you like helping people protect their homes, cars and businesses. It's also the license you need to work with FAIR Plan property coverage.
Life, Health & Accident
A Life, Health & Accident license lets you sell insurance that protects people:
- Life insurance
- Health and accident insurance
- Medicare-related plans
Some products, such as annuities and long-term care, require additional training. This path suits people who enjoy planning conversations about family, health and retirement.
Unquoting offers both 40-hour courses, live streamed on the same weekends.
See classes & scheduleCan you get both?
Yes. Our Life, Health & Accident class runs in the morning and our Property & Casualty class runs in the afternoon, on the same weekends. Each is a combined 40-hour course, and each combined exam requires two completion certificates.
How to decide
Think about the clients you want to help and the kind of agency you want to join. Many agencies hire for one license first and support you in adding the other later. Read more: How to get your Ohio insurance license in five weekends.