Having the right information ready makes your FAIR Plan application faster and helps avoid back-and-forth. Here's what to gather before you call your agent.
About you
- Full name, phone number and email
- Mailing address, if different from the property
About the property
- Property address
- Year built and approximate square footage
- Construction type (for example, wood frame or brick)
- Roof age and any recent roof work
- Updates to wiring, plumbing and heating, with approximate years
- How the property is used: owner-occupied, rented, vacant or under renovation
- A few current photos of the outside and inside
Have your checklist ready? Call us and we'll start your application.
Call (888) 928-9324About your insurance history
- Your current or most recent policy's declarations page
- Any cancellation, non-renewal or declination letters
- Your claims history for the past several years
Some states require proof that other insurers turned you down. In Texas, for example, you generally need declinations from two companies.
About your mortgage
- Your lender's name and mailing address for the mortgagee clause
- Your loan number
- Your lender's insurance requirements, if you have them