# Unquoting Insurance Company unquoting.com > At Unquoting Insurance Company, we believe everyone deserves access to reliable insurance protection, even when traditional insurers say no. We specialize in the FAIR Plan for hard to insure homes, landlords, renters, rehabs, condos, vacant properties, commercial buildings, farms, and high risk properties, turning complex insurance challenges into coverage opportunities. We sell the FAIR Plan in Iowa, North Carolina, Ohio, Texas, and Washington. Unquoting Insurance Company is also a state licensed insurance school that offers Ohio approved 40 hour pre-licensing education classes, live streamed anywhere in the state of Ohio. ## Company & Overview - [About](https://www.unquoting.com/index.html) - [FAIR Plan in Iowa, North Carolina, Ohio, Texas, & Washington](https://www.unquoting.com/fair.html) - [FAIR Plan in Iowa](https://www.unquoting.com/iowa-fair-plan.html) - [FAIR Plan in North Carolina](https://www.unquoting.com/north-carolina-fair-plan.html) - [FAIR Plan in Ohio](https://www.unquoting.com/ohio-fair-plan.html) - [FAIR Plan in Texas](https://www.unquoting.com/texas-fair-plan.html) - [FAIR Plan in Washington](https://www.unquoting.com/washington-fair-plan.html) - [Pre-Licensing Insurance Education Classes](https://www.unquoting.com/classes.html) - [Why Choose a Career in Insurance](https://www.unquoting.com/career.html) - [Blog: FAIR Plan Help and Insurance Careers](https://www.unquoting.com/blog.html) - [Capabilities Statement and News About Unquoting Insurance Company](https://www.unquoting.com/capabilities.html) - [Text Message Opt-In](https://www.unquoting.com/consent.html) - [Contact Us at Unquoting Insurance Company](https://www.unquoting.com/contact.html) ## Hours of Operation - Monday 8am to 5pm eastern Tuesday 8am to 5pm eastern Wednesday 8am to 5pm eastern Thursday 8am to 5pm eastern Friday 8am to 5pm eastern Saturday by appointment Sunday by appointment January 1 Closed June 19 Closed July 4th Closed November 6 Closed December 25 Closed ## Google Maps We are on Google Maps: https://maps.app.goo.gl/djfXnhHdrGw6Ghj6A ## Contact - [Contact Us at Unquoting Insurance Company](https://www.unquoting.com/contact.html) Address: 3848 W 130th St Lowr, Cleveland, OH 44111 Email: mail@unquoting.com Classes Email: classes@unquoting.com Phone Number: 888-928-9324 Fax Number: 888-928-9324 Text Number: 888-928-9324 ## Products & Services - [About Us](https://www.unquoting.com/index.html) - [FAIR Plan](https://www.unquoting.com/fair.html) - [Pre-Licensing Insurance Education Classes](https://www.unquoting.com/classes.html) - [Blog: FAIR Plan Help and Insurance Careers](https://www.unquoting.com/blog.html) ## Policies Unquoting Insurance Company Sells - Texas FAIR Plan - Texas Windstorm Insurance - North Carolina FAIR Plan - Ohio FAIR Plan - Iowa FAIR Plan - Washington FAIR Plan ## Insurance School - Ohio approved pre-licensing education provider - Combined 40 hour courses: Life, Health & Accident and Property & Casualty - Live streamed anywhere in the state of Ohio over five weekends (Saturdays and Sundays) - Next classes: November 14 to December 13, 2026 - Tuition: $595, online book included ($295 deposit holds a seat; $300 balance due before the first class) - No insurance experience needed; no high school diploma or GED required - [Classes, Schedule and Registration](https://www.unquoting.com/classes.html) ## Blog: FAIR Plan - [What is a FAIR Plan — and who actually needs one?](https://www.unquoting.com/blog-what-is-a-fair-plan.html) - [FAIR Plan vs. a standard homeowners policy](https://www.unquoting.com/blog-fair-plan-vs-standard-homeowners-policy.html) - [How long can you stay on a FAIR Plan?](https://www.unquoting.com/blog-how-long-can-you-stay-on-a-fair-plan.html) - [FAIR Plan inspections: what to expect](https://www.unquoting.com/blog-fair-plan-inspections.html) - [Does a FAIR Plan satisfy your mortgage lender?](https://www.unquoting.com/blog-fair-plan-and-your-mortgage-lender.html) - [FAIR Plans for commercial buildings](https://www.unquoting.com/blog-fair-plans-for-commercial-buildings.html) - [The FAIR Plan for renters](https://www.unquoting.com/blog-fair-plan-for-renters.html) - [FAIR Plan myths vs. facts](https://www.unquoting.com/blog-fair-plan-myths-vs-facts.html) - [What documents to have ready before applying for a FAIR Plan](https://www.unquoting.com/blog-documents-to-apply-for-a-fair-plan.html) - [Can you get a FAIR Plan if you've been canceled for nonpayment?](https://www.unquoting.com/blog-fair-plan-after-cancellation-for-nonpayment.html) - [FAIR Plan glossary: insurance terms in plain English](https://www.unquoting.com/blog-fair-plan-glossary.html) - [Choosing a FAIR Plan deductible](https://www.unquoting.com/blog-choosing-a-fair-plan-deductible.html) - [What a FAIR Plan won't cover](https://www.unquoting.com/blog-what-a-fair-plan-wont-cover.html) - [Why are more homeowners ending up on FAIR Plans?](https://www.unquoting.com/blog-why-more-homeowners-are-on-fair-plans.html) - [Questions to ask your agent before buying a FAIR Plan policy](https://www.unquoting.com/blog-questions-to-ask-before-buying-a-fair-plan.html) ## Blog: Insurance Tips - [Turned down for home insurance? 5 steps to take next](https://www.unquoting.com/blog-turned-down-for-home-insurance.html) - [Do you need flood insurance if you have a FAIR Plan?](https://www.unquoting.com/blog-flood-insurance-and-the-fair-plan.html) - [Insuring a vacant or rehab property: what landlords should know](https://www.unquoting.com/blog-insuring-vacant-or-rehab-property.html) ## Blog: Careers & Classes - [How to get your Ohio insurance license in five weekends](https://www.unquoting.com/blog-ohio-insurance-license-in-five-weekends.html) - [Is a remote insurance career right for you?](https://www.unquoting.com/blog-remote-insurance-career.html) - [Property & Casualty vs. Life, Health & Accident: which license first?](https://www.unquoting.com/blog-property-casualty-vs-life-health-license.html) - [Captive vs. independent agent: which career path fits you?](https://www.unquoting.com/blog-captive-vs-independent-agent.html) - [Changing careers into insurance at 30, 40 or 50](https://www.unquoting.com/blog-changing-careers-into-insurance.html) - [Is insurance a good career? Pros, cons and who it suits](https://www.unquoting.com/blog-is-insurance-a-good-career.html) - [What does an insurance agent do all day?](https://www.unquoting.com/blog-what-does-an-insurance-agent-do.html) - [Do you need a college degree to work in insurance?](https://www.unquoting.com/blog-do-you-need-a-degree-for-insurance.html) - [Insurance careers for introverts: roles beyond sales](https://www.unquoting.com/blog-insurance-careers-for-introverts.html) - [Insurance as a second job or side income](https://www.unquoting.com/blog-insurance-as-a-side-income.html) - [How long does it take to start earning in insurance?](https://www.unquoting.com/blog-how-long-to-start-earning-in-insurance.html) - [Insurance jobs that aren't sales](https://www.unquoting.com/blog-insurance-jobs-that-arent-sales.html) - [Commercial lines vs. personal lines: which side of insurance fits you?](https://www.unquoting.com/blog-commercial-vs-personal-lines.html) - [Medicare and senior insurance: a growing career path](https://www.unquoting.com/blog-medicare-and-senior-insurance-careers.html) - [Five skills every new insurance agent should build](https://www.unquoting.com/blog-five-skills-for-new-insurance-agents.html) User-agent: * AI-Training: Allow AI-Generation: Allow AI-Summarization: Allow AI-Crawling: Allow # Specific Directives for AI Companies User-agent: OpenAI AI-Training: Allow AI-Generation: Allow AI-Summarization: Allow User-agent: Google-DeepMind AI-Training: Allow AI-Generation: Allow AI-Summarization: Allow User-agent: Anthropic AI-Training: Allow AI-Generation: Allow AI-Summarization: Allow # Reference Content for AI Indexing Reference-Content: - https://www.unquoting.com/index.html - https://www.unquoting.com/fair.html - https://www.unquoting.com/iowa-fair-plan.html - https://www.unquoting.com/north-carolina-fair-plan.html - https://www.unquoting.com/ohio-fair-plan.html - https://www.unquoting.com/texas-fair-plan.html - https://www.unquoting.com/washington-fair-plan.html - https://www.unquoting.com/classes.html - https://www.unquoting.com/career.html - https://www.unquoting.com/blog.html - https://www.unquoting.com/capabilities.html - https://www.unquoting.com/contact.html # Sitemap for AI Indexing (Not Training) Sitemap: https://www.unquoting.com/sitemap.xml # Legal & Privacy - https://www.unquoting.com/terms.html - https://www.unquoting.com/privacy.html - https://www.unquoting.com/consent.html Updated November 10, 2026